Frequently Asked Questions

Are you the same as Lending Tree?
No. EverySingleLoan is very different from Lending Tree. We never sell or share your personal information, you remain anonymous to every lender providing you with a quote, and we will never ask to do your loan - in fact, with EverySingleLoan you have the power to select each of the lenders that provide your quotes; so we remain completely unbiased. EverySingleLoan also compiles your detailed quote information and provides you with a Loan Comparison Report that gives you the tools and information need to make an informed confident financing decision. Then, when you have selected the right loan, you can choose when and how to make contact with your selected Lender.

Are you the same as Zillow's Mortgage Marketplace?
No. EverySingleLoan is very different from Zillow's Mortgage Marketplace. We work with you and your personally pre-selected lenders directly to obtain the information necessary to provide you with actual pre-qualified quotes that meet your specific financing needs the first time. We never sell or share your personal information, you remain anonymous to every lender providing you with a quote, and we will never ask to do your loan - in fact, with EverySingleLoan you have the power to select each of the lenders that provide your quotes; so we remain completely unbiased. Once we receive your quotes back, you are supplied with a detailed Loan Comparison Report, supporting Good Faith Estimates of Closing Costs, and Truth in Lending Disclosures. After reviewing the report and each of the associated quotes, you can immediately contact your preferred lender and lock in your rate and program; so there is no second step in the qualification process.

Why do we need to obtain your credit score?
Your loan options can vary greatly based on your credit score. With a current, up-to-date credit score, lenders can give you a more accurate custom mortgage quote. Your identity and personal information is used only for our purposes and is never sold or shared (see our Privacy Policy )

What if I already know my exact credit score?
To provide you with the most accurate custom loan quote, we encourage you to supply us with the information necessary to pull your credit report. However, if you prefer, we can process your request over the phone by call calling 800-765-4950. If you call during non-business hours please leave a message and one of our Personal Loan Assistants will contact you.

Is my information secure?
Yes. All personal information submitted through the online application process is encrypted so that your identity is protected from unauthorized access.

Can I complete an application with you over the phone?
Yes. You can call us toll free at 800-765-4950 anytime Monday through Friday 8AM to 5PM MDT. If you contact us after hours, on the weekend, or on a holiday, please leave a message and we will return your call the next business day.

What does my custom loan comparison cost?
Your custom loan comparison is FREE when your loan closes. There is a upfront charge which pays for your credit report (we check your credit only once to protect your credit score), communicating with the mortgage lenders, and comparing your custom loan quotes. An additional is charged when your loan closes with one of the lenders on your custom loan comparison report. However, 100% of the cost will be refunded to you at closing - Guaranteed!

How long does it take to complete my custom loan comparison?
Our goal is to complete your custom loan comparison within 24 business hours.

What happens if the mortgage lenders I choose don't respond?
We guarantee that your custom Loan Comparison Report will include up to five personalized loan quotes. There are thousands of licensed loan officers that would be happy to earn your business.

What happens if I don't like any of the loans on my custom loan comparison report?
The purpose of the loan comparison report is to help you cut through the mortgage confusion. If you don't like the specific terms of the quotes, we encourage you to choose the best loan from the comparison and contact them directly to discuss other options that may better meet your needs.

What happens if I don't close on one of the loans?
You maintain complete control during the entire process and are not obligated in any way to close on one of the loans.

If I don't close on a loan, can I get the back?
No, this fee is non-refundable.

Do you guarantee the quotes?
The quotes you receive are actual quotes based on the information you provide and the current rates. While they are intended to represent the actual loan you will receive, they can fluctuate quickly. Once you find choose the right loan for you, contact your selected lender as soon as possible to lock your rate and begin the process.

What if my loan is different than the quote provided by the lender?
Lenders are legally required to provide a Good Faith Estimate of closing costs. While there is some variance allowed from their original quotes, there should not be a material difference between what you receive and what your final loan looks like. We encourage you to address any variance with your lender. If the difference is not resolved and you feel you have been mislead, you can report them to the state and federal regulators.